About Us
Finding Inspiration in Every Turn
This initiative was born from the passion and vision of high school students in Singapore, driven by a deep commitment to exploring how financial inclusion can transform lives in our community and beyond.
About The Project
In the vibrant heart of Singapore, amidst the hustle and bustle of city life, migrant workers form an essential yet largely invisible backbone of the nation's workforce. Comprising 38% of the labor force, these workers are often overlooked despite the critical role they play in industries like construction, maritime, and domestic services. They have left behind their families and familiar surroundings, driven by the hope of providing a better future for their loved ones.
Yet, despite their immense contributions, many migrant workers face a harsh financial reality. Earnings for Work Permit holders typically range from SGD 450 to 1200 a month, with much of their income directed toward repaying agent fees and supporting their families back home. This financial strain is compounded by unexpected expenses, poor financial planning, and the threat of predatory loan schemes, leaving many trapped in debt. Even after years of labor, many workers face the uncertainty of returning home without savings or a safety net, particularly if illness or injury forces them to end their careers prematurely.
The Dare to Dream project, a key initiative under the Skills Development Program, was created to address these challenges. In partnership with the Alliance of Guest Workers Outreach (AGWO) and the Hope Initiative Alliance (HIA), this project aims to uplift migrant workers by offering them the tools, resources, and knowledge to take control of their financial futures.
Objective
The objective of the Dare to Dream project is to empower migrant workers in Singapore by equipping them with essential financial literacy and entrepreneurial skills. Through this initiative, we aim to help workers build a foundation for long-term financial independence, both while they are working in Singapore and after they return to their home countries.
Our program provides migrant workers with practical training on financial management, savings, and starting their own businesses. We also focus on helping them create secondary income streams, which will support their financial security and provide a future safety net for themselves and their families.
By fostering entrepreneurship and financial resilience, the Dare to Dream project seeks to ensure that migrant workers are not just surviving, but thriving. The ultimate goal is to help transform their dreams of a better life into a reality—empowering them to plan for a secure future and break free from cycles of poverty and debt.